“It’s easier to live in the present
when you have the next 20 years figured out.”

— Ric Edelman

Ric's Credentials

Ric's Latest Book

#1 Independent Financial Advisor in the Nation 3 times, ranked by Barron’s; inducted into the Barron’s Hall of Fame

#1 RIA Firm in the Nation 4 times, ranked by Barron’s

#1 Investment Company in the Nation, ranked by Consumer Reports, ahead of every firm (Vanguard, USAA, TIAA, Fidelity, Morgan Stanley, Merrill Lynch, Schwab, etc)

#1 New York Times Best-Selling Personal Finance Author of 10 books; 1 million copies in print in 7 languages; two “book of the year” awards from the Institute for Financial Literacy

#1 Ranked Personal Finance Radio Host in the Nation by TALKERS

Award-Winning Host/Producer of TV Series & Specials, including PBS

Award-Winning Newsletter Publisher, rated by APEX and others

Adjunct Faculty for 9 years, Georgetown University

Distinguished Lecturer, Rowan University

Awarded two patents for financial product innovation

Creator of iShares Exponential Technologies ETF; 2nd best ETF launch in history

Founder, Funding Our Future Coalition, the largest org on retirement security with 50+ members (corporate, non-profit, academic & think-tanks)

Lifetime Achievement Award, Intl Assn of Registered Financial Consultants

The Truth About Your Future

The Money Guide You Need Now, Later, and Much Later

The instant New York Times bestseller from legendary investment guru Ric Edelman, who presents a prescient personal finance guide on how technology and science will reshape the way we save, invest, and plan for the future.

Award-winning financial advisor Ric Edelman reveals how technology and science are evolving at a blistering, almost incomprehensible pace—with profound implications for your personal finances. Ric radically upends traditional financial planning, showing that you need not just one financial plan, but three—one for now, one for later and one for much later. He explains: Why you’re likely to live much longer—and the impact on your financial future; how you must alter your plans to shift from the familiar linear lifeline (school-job-retirement-death) to the new cyclical lifeline; the importance of Career Planning—even if you’re in your fifties or sixties; how to invest in tech companies and how to generate income from your investments; why nursing homes are becoming obsolete—and with them, long-term care insurance policies, and what this means for you; how to protect your digital assets; and how you’ll spend your time—and money—in retirement, and why the future will be the happiest time of your life.

Ric's Credentials

#1 Independent Financial Advisor in the Nation 3 times, ranked by Barron’s; inducted into the Barron’s Hall of Fame

#1 RIA Firm in the Nation 4 times, ranked by Barron’s

#1 Investment Company in the Nation, ranked by Consumer Reports, ahead of every firm (Vanguard, USAA, TIAA, Fidelity, Morgan Stanley, Merrill Lynch, Schwab, etc)

#1 New York Times Best-Selling Personal Finance Author of 10 books; 1 million copies in print in 7 languages; two “book of the year” awards from the Institute for Financial Literacy

#1 Ranked Personal Finance Radio Host in the Nation by TALKERS

Award-Winning Host/Producer of TV Series & Specials, including PBS

Award-Winning Newsletter Publisher, rated by APEX and others

Adjunct Faculty for 9 years, Georgetown University

Distinguished Lecturer, Rowan University

Awarded two patents for financial product innovation

Creator of iShares Exponential Technologies ETF; 2nd best ETF launch in history

Founder, Funding Our Future Coalition, the largest org on retirement security with 50+ members (corporate, non-profit, academic & think-tanks)

Lifetime Achievement Award, Intl Assn of Registered Financial Consultants

Ric's Latest Book

The Truth About Your Future

The Money Guide You Need Now, Later, and Much Later

The instant New York Times bestseller from legendary investment guru Ric Edelman, who presents a prescient personal finance guide on how technology and science will reshape the way we save, invest, and plan for the future.

Award-winning financial advisor Ric Edelman reveals how technology and science are evolving at a blistering, almost incomprehensible pace—with profound implications for your personal finances. Ric radically upends traditional financial planning, showing that you need not just one financial plan, but three—one for now, one for later and one for much later. He explains: Why you’re likely to live much longer—and the impact on your financial future; how you must alter your plans to shift from the familiar linear lifeline (school-job-retirement-death) to the new cyclical lifeline; the importance of Career Planning—even if you’re in your fifties or sixties; how to invest in tech companies and how to generate income from your investments; why nursing homes are becoming obsolete—and with them, long-term care insurance policies, and what this means for you; how to protect your digital assets; and how you’ll spend your time—and money—in retirement, and why the future will be the happiest time of your life.